Terms of Service
Last Updated: Nov. 24, 2025
Welcome to DGM Wealth (“Company,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of our website, online coaching programs, digital downloads, webinars, courses, memberships, consultations, and any related services (collectively, the “Services”).
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, do not use our Services.
1. Eligibility
You must be at least 18 years old to use our Services. By using our website, you represent that:
- You are 18 or older.
- You have the legal authority to enter into these Terms.
2. Coaching Disclaimer
Our coaching programs—including business, credit, financial, mindset, mentorship, or advisory services—are educational and informational only.
We do not guarantee:
- Specific results
- Increased income
- Business success
- Credit score improvement
- Approval for loans or funding
Any success stories or results mentioned on our website are examples only and not promises of what you will achieve.
You are solely responsible for applying the information provided.
3. No Professional Advice
Unless explicitly stated:
- We are not attorneys, CPAs, financial advisors, or licensed therapists.
- Nothing in our Services should be considered legal, tax, financial, mental health, or medical advice.
You are encouraged to consult a qualified professional for any such decisions.
4. Payment, Billing & Refund Policy
All purchases made through our website are:
- Final,
- Non-refundable, and
- Non-transferable, unless otherwise stated in writing.
By purchasing any program or service, you authorize the Company to charge your provided payment method.
If your payment fails or is declined:
- We may suspend or terminate your access to the Services until payment is resolved.
Recurring subscriptions can be canceled by following the instructions in your account portal or contacting us in writing.
5. Client Responsibilities
By using our Services, you agree that:
- You will participate fully and complete required assignments.
- You will provide accurate information.
- You understand that results depend on your personal effort, discipline, and circumstances.
You also agree not to misuse the website or Services, including:
- No sharing of login credentials
- No reselling or reposting coaching content
- No copying or distributing our materials without permission
6. Intellectual Property
All content—videos, PDFs, lessons, scripts, worksheets, templates, processes, branding, and training materials—is the exclusive property of [DGM Wealth]
You may not:
- Copy
- Reproduce
- Modify
- Distribute
- Sell
- Reverse engineer any part of the content without our written permission.
Violations may result in legal action.
7. Confidentiality
We agree to keep your personal information and discussions confidential.
You agree to keep private any content from inside our programs, coaching calls, group chats, or course portals.
8. No Guarantees
You understand and agree that:
- Coaching is not a substitute for professional services.
- Your success depends entirely on your actions.
- We do not guarantee results or outcomes.
9. Limitation of Liability
To the fullest extent permitted by law:
- We are not responsible for any direct, indirect, incidental, or consequential damages resulting from the use of our Services.
- We are not liable for decisions you make or results you experience.
Your use of the Services is at your own risk.
10. Termination
We may terminate or suspend your access at any time if:
- You violate these Terms,
- You misuse the website or Services, or
- Your payment fails.
You may cancel at any time; however, no refunds will be issued.
11. Privacy Policy
Your use of our Services is also governed by our Privacy Policy, which explains how we collect and use your information. Please review it carefully.
12. Changes to Terms
We may update or modify these Terms at any time. Updates will be posted with a new “Last Updated” date. Your continued use of the Services means you accept the updated Terms.
13. Governing Law
These Terms are governed by the laws of the State of Florida without regard to its conflict of law principles.
14. Contact Information
If you have questions about these Terms, you may contact us at:
DGM Wealth
Email: info@dgmwealth.com
Phone: +1 (844) 503-7552
Address: 7971 Rivera Blvd Suite 209
Miramar, FL 33023
